Legal Notice
Equal Credit Opportunity
Investor Capital Lending is an equal opportunity lender. We make credit decisions and conduct all aspects of our business without regard to race, color, religion, national origin, sex, marital status, familial status, age (provided the applicant has the capacity to enter into a binding contract), the applicant's receipt of income from any public assistance program, or the good faith exercise of any right under the Consumer Credit Protection Act.
Lending Disclosure
Investor Capital Lending (NMLS# 1566096 | #140486324) originates residential mortgage loans for primary residences as well as business-purpose loans for real estate investors on investment properties. All loans are subject to the underwriting guidelines and approval of Investor Capital Lending and its capital partners. Rates, programs, and terms are subject to change without notice and may not be available in all states. Other restrictions may apply. Nothing contained herein constitutes a commitment to lend.
Licensing
Investor Capital Lending operates under NMLS# 1566096 | #140486324. Licensing details and state-specific disclosures are available through the Nationwide Multistate Licensing System at nmlsconsumeraccess.org.
States Served
Investor Capital Lending finances both owner-occupied and investment properties nationwide. Inquiries from all states are welcome and reviewed against our current licensing and program availability. Not all programs are available in all states. Contact us for state-specific information.
Email, Phone, and SMS Consent Notice
By providing your name and contact information through any Investor Capital Lending web form, you expressly consent to receive communications from Investor Capital Lending, its agents, and affiliated partners. These communications may include phone calls (including to wireless numbers you provide) using an automatic telephone dialing system or artificial or pre-recorded messages, as well as text messages and emails for the purpose of marketing mortgage and investment-property loan products and services.
Your consent is not a condition of purchasing any product or service. Message and data rates may apply. You may revoke your consent at any time by calling (707) 365-3032 or emailing us to be placed on our do-not-contact list.
Form Completion as Affirmative Request for Contact
Investor Capital Lending treats the entry and completion of all required fields in its pre-qualification and inquiry forms, including your name, email address, telephone number, subject property address, and loan parameters, as an affirmative request for contact regardless of whether the final Submit button is clicked.
By entering and completing the required information, you authorize Investor Capital Lending to receive, retain, and use the information you have provided, and to contact you by phone, SMS, and email using the contact information you have entered, for the purpose of responding to your inquiry and presenting matched loan programs. Information collected from a completed form that is not formally submitted may be transmitted to Investor Capital Lending when you close the browser tab, navigate away from the page, or your session ends, in order to allow a loan officer to follow up with you.
The consent, revocation, and opt-out provisions described above apply to any contact initiated under this provision. You may revoke this authorization and request deletion of your information at any time by calling (707) 365-3032.
SMS Terms of Service
By opting into SMS from an Investor Capital Lending web form or other medium, you agree to receive SMS messages from Investor Capital Lending. Message frequency varies. Message and data rates may apply. Reply HELP for help. Reply STOP to any message to opt out.
Privacy
Investor Capital Lending collects the information you provide through our web forms for the sole purpose of evaluating and fulfilling your financing inquiry. We do not sell your personal information to third parties. Information may be shared with our capital partners, service providers, and affiliates as necessary to process your inquiry and provide you with matched loan programs. We maintain appropriate technical and organizational safeguards to protect your information.
No Credit Pull
Completion of a pre-qualification form does not constitute a formal loan application and does not trigger a hard credit inquiry. A formal credit pull is only initiated later in the process with your written consent.
NMLS Consumer Access
To verify the licensing status of Investor Capital Lending or any of its loan originators, visit the NMLS Consumer Access portal at nmlsconsumeraccess.org and search for NMLS# 1566096.
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