How long does pre-qualification take?

The questionnaire takes under two minutes. A loan officer follows up within one business day with matched program options.

Will this pull my credit?

No. Pre-qualification asks for a self-reported credit range. A formal credit pull only happens later with your written consent during a full loan application.

Do you finance both primary residences and investment properties?

Yes. Investor Capital Lending finances owner-occupied homes as well as investment properties, including DSCR, long-term rental, fix-and-flip, and investor refinance programs.

Is pre-qualification a commitment to lend?

No. Pre-qualification is non-binding for both parties. Final approval requires a full application, credit verification, documentation, and underwriting review.

Investment Property Pre-Qualification | Investor Capital Lending

Is this a home you'll live in, or an investment property?

We finance both. This helps us match you to the right loan program.

Primary Residence I'll live in this property Investment Property Rental, flip, or BRRRR

Are you purchasing, refinancing, or cashing out?

Tell us what type of financing you're after.

Purchasing Refinancing Cashing Out

How is your credit?

A range is fine. There's no credit pull to get started.

What's your available liquidity?

Cash and reserves you could access for this deal.

Purchase price or loan amount?

Our minimum loan amount is $75,000, up to $3,000,000.

Please enter an amount between $75,000 and $3,000,000.

What's the property address?

Depending on location we may have specific programs.

Street Address

Street Address Line 2

City

State

Zip Code

Please enter the property's street, city, state, and zip.

Legal first and last name of the primary borrower?

Your identity is protected. No spam, ever.

First Name

Last Name

Please enter your full legal name.

What's your email address?

We'll send your pre-qualification summary here.

Please enter a valid email address.

Mobile phone number?

We only call when there's a real offer. No spam.

Please enter a valid 10-digit US phone number.

Thanks, we've got it.

A loan officer will be in touch shortly.

Ready to talk now? Call us directly:

📞 (707) 365-3032

Investment Property Pre-Qualification, Investor Capital Lending